A Retired Influence

Mornings begin slowly...  here in the valley...  what with coffee and cats and pills and cable...  food around noon - not always breakfast but more along the lines of what I am hungry for.

Blogs come next as I decide what it is that I want to accomplish with each one and how far ahead in the schedule do I want to be...  so that I don't have to post something just so I can continue to say that I post daily; although, I am reconsidering that mindset what with my daily visitor numbers.

My Reflections blog for my poetry publishing has been around since 2009, over 12 years, so it has over 14,000 pageviews or about 1,000/year or  83/month or about 3/day.

And while my other 3 blogs have been around since 2019/2020 they are averaging about the same daily pageviews as Reflections so I have a small group of readers that enjoy reading what I want to write and/or share...  because I do share articles written by other people who are writing articles that appeal to me and don't want to take the time to research and write my own opinions; however, many of those ideas I have already research before I started posting articles on blogs.

Right now, posting articles on these 4 blogs keeps me busy during my retirement...  and if I did not have these blogs to maintain, I am not sure what I would be doing...  because I really don't have any other hobbies or interests...

I am writing novels as well but I am not sure if I am going to do anything with these novels like try to find a publisher.  That effort could be emotionally stressful and I am not confident that this is what I want to engage in at my age.

I am simply comfortable with who I am right now and no longer have to worry about being something else or trying to be something else as if I am not happy with who I am...  and, I am happy with who I am.

Robert McGinnis Art

About Robert E. McGinnis


The most recent book about Robert’s career is The Art of Robert E. McGinnis (2014; Titan Books, www.titanbooks.com; and there is a Standard Edition and a Limited Edition). You can obtain a copy through a local bookstore or online. (The first two books on Robert’s career sold out. Those books are Tapestry: The Paintings of Robert E. McGinnis (2000) and The Paperback Covers of Robert McGinnis (2001).)

Robert is a world-renowned painter whose prolific, award-winning artwork spans more than six decades. In recognition of his excellent paintings, in 1993 he was elected to the Society of Illustrators Hall of Fame. (The Society of Illustrators is a New York City-based nonprofit educational organization dedicated to celebrating and educating people about the art of illustration; http://society illustrators.org.) In the Society of Illustrators Hall of Fame, Robert joined the likes of Norman Rockwell, N.C. Wyeth, Maxfield Parrish, Winslow Homer, Robert Peak, Frederic Remington and Frank McCarthy.

Robert’s artwork has been viewed by billions of people around the world, but most of them probably did not know, when they saw one of his images, that it was Robert who created the artwork.

Robert created paintings for many magazine articles (The Saturday Evening Post, Good Housekeeping Magazine, Guidepost Magazine, National Geographic). And he also created paintings for the covers of more than 1,200 paperback books, playing a significant part in the pulp fiction boom in the 1960s and 1970s. His work covers many genres and subjects, from detective novels to thrillers, Gothic novels, murder mysteries, romance novels and Old West novels.

Robert also painted the artwork for more than 40 movie posters (including the James Bond 007 films Thunderball, You Only Live Twice, Diamonds Are Forever, and Live and Let Die; Breakfast at Tiffany’s; The Odd Couple; Barbarella; and more recently, The Incredibles). His movie poster scenes depict stars such as Audrey Hepburn, Sean Connery, Roger Moore, Walter Matthau, Jack Lemmon, Jane Fonda, Burt Reynolds, Raquel Welch and James Coburn.

Robert also creates gallery-quality paintings from his own imagination and depicting such favorite subjects as fashionable ladies, tranquil nature scenes, and Old West scenes (such as the one that depicted John Wayne’s character in a scene from the movie The Searchers; the name of that painting is “Ethan” — the name of Wayne’s character in the movie — and that image appears on the cover of the book “Tapestry: The Paintings of Robert E. McGinnnis”).

Robert is a very humble and unpretentious person, and he is very grateful to be able to do what he loves. He loves, and lives, to paint.

Paid For Not Working

I like the idea of receiving money from our Federal Government for not working...  my wife and I are in that situation now, getting paid Social Security for not working...  and, it is a damn good feeling to sleep as long as one wants, in my case shave whenever I want to, and work in the yard whenever I want to, watch cable on television whenever I want to, and do absolutely nothing whenever I want to...

Living in East TN, our combined SS just about pays our monthly expenses which is also predicated upon the fact that we have been debt free for 20 years, and due to our age, have all the clothes that we could possible ever need for the rest of our lives.  So, there are some mitigating circumstances that allows us to live like this...  understanding, if we were 20 years younger, it may/may not be that possible.

I also like the idea of THE FRIGGING WEALTHY paying for everything.  I understand that they worked somewhat for their money but once their money was earned, their cumulative interest was earned faster than they could spend it...  and, consequently, should be FORCED to take care of everyone else...  as if we were all their family members.

However, there are some wealthy family members that don't give a shit about the rest of the family and share as little of their money with the rest of the family as possible.

THE KEY TO DOING NOTHING in order to maintain proper mental health is to keep yourself busy...

BUT...  as far as our economy is concerned...  if people don't want to work because of receiving benefits from the government, then businesses cannot properly staff their organizations and actually conduct business the way business used to be conducted.  These businesses will be short staffed and the result will be customer dissatisfaction.

This will eventually cause the US to fall off the top of the mountain economically and no longer be a superior country...  This will leave China picking up the slack.  Once that happens, the US will have hell to pay trying to get it back...

DAMN...  I am glad I am retired and don't have to see much of this shit.

I've Been Thinking

Gasoline cars are bad...  and, I understand the logic of that and the impact on our environment...  so, leaves us with electric cars which are now in production or its alternative which might be hydrogen cars.  I would assume that electric cars will win out and I know people who currently own an electric car and there are both pros and cons of their ownership but they are impressed with the electronics in the electric cars hands down...

But, it is not the electronics that concern me but the lack of recharging stations locally and across the country...  so, as long as you are local and make short trips, you can recharge at home...  but if you drove around all day (for some reason), you might run out of charge somewhere along the line and be shit out of luck with no way to get back home except call a gas burning taxi.


In February 2021, the U.S. had almost 100,000 charging outlets for plug-in electric vehicles (EVs). A considerable sum of these chargers is found in California, with almost 32,000 power outlets. Plug-in power stations and charging outlets are essential to increase U.S. plug-in electric vehicle sales.  SOURCE:  Statista.com

Morning Yawl

First morning back in East TN feels good...  our three cats were waiting at our closed bedroom door for their morning treat...  my medicine container had returned to its counter location...  my coffee came from pods rather than from a full pot reheated in the microwave....  my laptop was found charging in the office...  and my thyroid pill was taken right after feeding the cats...  BACK TO A PREVIOUS NORMAL.

FOX News on the big screen

Coffee in the YETI

Familiar surrounding of our living area

Very little had changed except for me trying to elevate my swollen left leg due to driving and sitting in a car seat for 9 hours...  however, a night spent in my own bed caused it to reduce somewhat so by tomorrow or the day after.

Returning to our home and returning to a country managed by Democrats and Progressive who HATE

• the police
• the conservatives
• white people
• white privilege

For 6 days I was not inundated with this political shit...   all I needed to concern myself with was whether I had put on sun screen or not and for most of the day, I could watch and be mesmerized by something more powerful than me...

Fellow beach goers were united in our desire to be there, but I have returned to a DIVIDED AMERICA  and to a country being told that it is better to HATE than to compromise.

Electric Cars

From Clean Technica, we learn...





Andy Slye put together a neat comparison: Tesla vs. Gas: the true charging cost after 75,000 miles. One of the main reasons Andy bought an EV was so he’d never have to gas up again, and since owning his Tesla Model 3, he hasn’t been to a gas station in three years. “I gave up gas stations and replaced them with charging stations,” Andy said in his video and then pointed out that charging is one of the main reasons people are hesitant to buy an EV.

He shared a survey from Auto List that showed that two out of the top 4 reasons that people don’t buy an EV have to do with charging the car. This inspired Andy to create a video sharing his experience charging his car for the past three years. Andy hopes that his video will help allay the fears of those still doubting. Andy explained that this totaled up to 75,000 miles, and he compared what he paid to what that would cost in a gas car.

“Keep in mind that the cost of electricity and gas depends on the geographic location,” he said. Andy, who is located in Kentucky, noted that these numbers reflect his area and will be different depending on where you live. However, it’s generally less expensive to charge a Tesla than it is to fill a gas tank. Here in Louisiana, I’ve even seen friends charge their batteries at a Supercharger for way, way less than you would spend filling up the gas tank.  TO FIND OUT COSTS BETWEEN ELECTRIC AND GASOLINE, CLICK HERE...

Back in the USSR... not really... East TN... much better

We left Destin at 7:00 am EST which was 6:00 am Central Time which means we were up at 5:00 am this morning in order to get home at a reasonable hour since we had an 8.5 hour drive ahead of us...  and no telling how long we might be delayed due to construction, or traffic, or an accident...  

We stopped once for gas and use the restroom and a second time for something to eat most of which we ate in the parking lot before we returning to the Interstate.  We were delayed a little by construction and even less by traffic but it took us 9.5 hours to return to our home which means we were delayed about 30 minutes by our 2 stops and another 30 minutes by either traffic or construction or both.

In another hour, we had unloaded the car and put everything away from our trip although we are saving mowing of the lawn until tomorrow after we have gotten a good night's sleep....  so, in 10.5 hours we have just about been able to return to normal.

Two of our 3 cats met us at the door but our Siamese who gets really pissed off when we leave for more than a day or two, decided that he not show his face until a couple of hours after our return...  I guess he did not want to appear too eager to let us know that he missed us.

It was nice to have a vacation and eat out every night and it was nice to sit in chairs and watch the water...  even if it was the Gulf and not the Atlantic Ocean...  but, if the truth be known, I did the same damn thing down there that I did here, plus I had to spend all that extra money and drive for 18 hours...  not really sure if it was worth it or not... and unlike the Caribbean commercials my wife and I did not fall in love with each other all over again.

Capital Gains Tax Increase

From Market Watch...

Avid readers of this column may have had a sense of déjà vu on Thursday. Last month, a Need to Know column explored what would pay for President Joe Biden’s infrastructure spending — and quoted a former Biden aide, Evercore ISI analyst Sarah Bianchi, who said it would “probably include nearly doubling capital-gains taxes on those with income over $1 million.” Not that it was any state secret — the Biden campaign’s website suggested such a move too.

In any case, the stock market reacted negatively to the Bloomberg News report that the White House was considering doubling capital-gains taxes on the wealthy to help pay for social spending, as the S&P 500 SPX, +1.09% dropped by the most in a month. The news was particularly jarring to the highflying cryptocurrency space, with bitcoin BTCUSD, -3.39% and ethereum ETHUSD, +2.59% slumping.

One question now is whether the closely divided Senate will go for it. “Frankly, I suspect that these proposed tax increases will be knocked down at the hands of Senator [Joe] Manchin who remains the ‘swing’ vote in the Senate,” said Louis Navellier, the chairman of Navellier & Associates. An alternative is that the Senate could increase the capital-gains tax, but by a smaller amount — analysts at Goldman Sachs suggest they’ll settle at 28%, up from 20% currently. Another question is whether the tax will be applied retroactively or not.

Analysts at Goldman Sachs — in October — ran the numbers on the stock market impact of previous capital-gains tax hikes. While there is only a modest impact on the stock market as a whole, momentum stocks usually get socked before they are levied, they found. That makes sense — investors logically are more motivated to sell the stocks where they would save the most by avoiding higher capital-gains taxes.  TO READ ENTIRE ARTICLE, CLICK HERE...

2015

My wife and I have been retired since 2015, so we have 5 years of retirement behind us...  and...  it is my opinion (whatever that is worth) that I will live at least another 2 decades which would take me to age 93...  My mother lived to almost 96 and my father lived until 89...  but, does that heritage support my longevity?  Maybe...  maybe not...  but, it is what drives my motivation.

At the beginning, my wife and I traveled a lot that included flights to Europe, Cruises to the Caribbean, and auto trips to various places of our interest all around the United States.  About the time that COVID hit us, my wife and I had pretty much decided that traveling no longer suited us.

Airports and Customs more than anything else caused our traveling dreams to end....  not to mention the fact that very few people in Europe these days seem to have made the decision that they no longer wanted to speak english....  and, more importantly, the food in Europe was not necessarily cooked to our Southern Tastes, at least those foods we could recognized.

A few years ago, we donated all our luggage to a local Church to sell at their Yard Sale and in order to travel now, we would have to purchase new luggage that to us seems like a needless expense.

The Great Smokey Mountains is only about 90 minutes away from our home in East TN and the Cherokee Gambling Casino is only 30 minutes beyond that...  although, neither my wife nor I have that much interest in gambling these days...  and if we do decide to gamble our limits are about $20/night.

While using our combined Social Security income, most of our monthly expenses are covered because of where we live in East TN...  this is not the case in other parts of TN or the case in other nearby States.  Our savings covers the other part of our expenses and allows us to travel in an average way...  so, we elect to focus on Myrtle Beach even though we have tried other places from time-to-time...  and, each time we do, we quickly realize we should have gone to Myrtle Beach.

Democratic Disaster in America

 A PERSONAL OPINION...

I have always been told that opinions are like assholes, everybody has got one...  and, it would appear that these comments do in fact bear resemblance to the truth...  My opinion(s) is/are as follows:

First>  the open door policy to illegal immigration will eventually bite us it is just unknown if that bite will be sooner or later.  Why do I think that?  Well, it is because of jobs, drugs, disease, crime, justice, education, drain on resources, and a bias towards politicians.  Rebuttal - well, our country has been based upon immigration and the fact that immigration has made us stronger rather than weaker.

Second>  spending tax dollars like a drunken sailor on 96 hours of liberty.  This will force taxes to be raise.  This spending will cause inflation.  This spending will increase our National Debt.  This spending will put a financial burden on future generations.  This spending will allow our enemies and competitors to become stronger both economically and militarily.  Rebuttal -  it will make our society stronger because it redistribute wealth and offers more equity and equality.

Third>  defunding the police movement (a byproduct of BLM)  and the killing of George Floyd by a racist law enforcement officer who was later convicted of murder.  Crime needs to be regulated, controlled, and contained.  Crime does not need to be allowed to flourish.  Defunding or Redirecting Police Funds to help BLACKS become more aware of their options, will not stop crime.  Rebuttal - Americans are intelligent enough to monitor, control, and regulate themselves.

PERSONALLY...  I don't give a shit or a rat's ass what the democrats do or don't do because being a retired person living off of social security, these democratic policies will simply give my wife and I more income and advantages that our children's children will have to pay for...  My wife and I will be long dead by then...

I also am concerned (just a tad) that because of what the democrats are doing will bring us closer to being forced to learn to read, write, and speak mandarin chinese.  The reason why I think this way is that mandarin is extremely hard to learn and i fear that only about 20% of americans have the intellectual capacity to learn mandarin easily...

Last Day In Destin

Everything that we do has a beginning and an ending without fail and today represents out last full day on the Gulf Coast of Florida.  Northern storms have finally found their way down south and have impacted this area adversely with falling rain.  For the last several days, we have been faced with overcast skies and afternoons where the sun unsuccessfully tried to break through...  but, it never rained, and we remained under the umbrella all day...  watching the rhythms of the Gulf crash along the shoreline.

As mentioned before in previous posts, my wife and I are not impressed with this area even though we like the deep white sands.  The restaurants are more expensive than other areas we have visited and remind us of prices you find UP NORTH in cities like WashDC and NYC...  and, while we have enough income to pay these increased prices when we want to, we would rather visit coastal areas like Myrtle Beach, SC where restaurants have cheaper prices and the cooked food is just as good.  Higher prices does not necessarily mean better taste.

It takes my wife and I over 8 hours to drive down to the Gulf and if you are wealthy, you can fly in 3 hours...  but, a better area for us to visit with LOTS TO DO is Myrtle Beach, SC which we can drive to in a little over 6 hours...  The beaches adjacent to the shorelines are about the same as are the living accommodations but the price to rent a condo is a couple hundred dollars less and the meals cost $10-20 less which includes at 15-18% tip.  The road traffic is about the same as well

THE BIG DIFFERENCE between these two resort areas are THE THINGS TO DO whether or not my wife and I want to take advantage of them...  they are still available to us whereas this is not the case in Destin.

GOOD BYE FLORIDA...

Cinco de Mayo Foods

Cinco de Mayo (the Fifth of May) is a traditional Mexican holiday created to commemorate the unlikely 1862 victory of the Mexican army over French adversaries at the Battle of Puebla. Since the Franco-Mexican War, people on both sides of the U.S.-Mexican border have celebrated Mexican resiliency through hosting Cinco de Mayo parties featuring traditional and not-so-traditional Cinco de Mayo food. Our collection of Cinco de Mayo food ideas features Mexican cuisine favorites and Cinco de Mayo recipes inspired by Mexican traditions and cultures. From appetizers to desserts, the following list of Cinco de Mayo food options will help you plan your Cinco de Mayo party menu!

1. Guacamole



You can't have a Cinco de Mayo party without guacamole! This easy guacamole is the perfect appetizer because it only takes 15 minutes to make and is extra delicious.

2. Fresh Salsa Recipe with Tomatoes



Similarly, no Cinco de Mayo party would be complete without some salsa! This sensible salsa recipe can be prepared ahead of time and stored in the refrigerator for up to 8 hours before serving.

3. Fresh Corn & Avocado Salsa



Combine the main ingredient of salsa with that of guacamole and you get delicious avocado salsa. This corn, tomato and avocado salsa recipe is ready for dipping in just 10 minutes. Don't forget the tortilla chips!

4. Shrimp Ceviche



Supplement your scoopable starters with Shrimp Ceviche. This Latin American-inspired seafood recipe features cooked shrimp and can be prepared in advance.

5. No-Fuss Chiles Rellenos Skillet



Roast some poblano chiles to make this delicious meatless main dish. You can also include some rice or corn tortillas on your menu to pair with your stuffed pepper skillet.

TO SEE ALL 15 FOOD CHOICES, CLICK HERE...

1967

In 1967, I was in my second year of college and had purchased a 1967 Plymouth Barracuda Convertible with my father who purchased a 1967 Plymouth Barracuda Fastback.  We got both cars for $6,000 each because we purchased two vehicles at the same time.  The contract I made with my father was to pay him back for the vehicle with monthly payments but without interest.  Even thought I was attending college, I worked full time in a Hosiery Factory dying socks.  My car was paid off by the time I graduated.

1967 was an interesting year for me...  because it started during the second semester of my Freshman year and ended after the first semester of my Sophomore year, neither of which were good semesters for me as far as being course-work entertaining.

In my second year in college, I moved off campus into a trailer with a classmate of mine that I had met that year...  even though I do not remember the circumstances under which we first met or became friends...  but, I had only 2 friends in college...  the second friend was an accounting major that after graduation became my CPA for 40 years.

I recall that about 20 miles away from the college I was attending was an all female university to which we drove to regularly and had no problems meeting other women in the local drinking place called THE APPLE CELLAR.  Actually, I think every college campus city has an apple cellar somewhere close by.  I met an Art Major there with whom I dated for the next several years...  She graduated before I did and moved out-of-town, never keeping in touch with me.

1967 Rock

 From Far Out Magazine...

1967 is the year that the ‘Summer of Love’ fully blossomed into a psychedelic flower. The epicentre of the golden age of counter-cultural psychedelic rock began in San Francisco but found its influence spreading all over the world like wildfire.

The heart of the movement found its perfect symbolic representation on March 31st when Jimi Hendrix burnt his guitar on the stage for the first time. Setting yourself apart in 1967 was no easy feat, perhaps Hendrix knew this and decided to go through with an outrageous act, or perhaps he knew he was teetering on the precipice of greatness, and needed that extra nudge to free-fall with the gods and goddesses of rock.

In March, Jimi Hendrix was on a British tour with an eclectic mix of acts, including The Walker Brothers, Englebert Humperdinck, and Cat Stevens. The tour had made a stop at Finsbury Park Astoria in London and Hendrix was hanging out backstage with his manager and ex-Animals bass player, Chas Chandler, along with music journalist, Keith Altham. After Altham had suggested to Hendrix that he include his song ‘Fire’ in his setlist that night, a roadie was sent out to fetch lighter fluid according to Ultimate Classic Rock; Chandler had suggested to the fledgeling rock god that he literally set fire to his guitar.

After Jimi Hendrix and his fellow Experience band mates, Mitch Mitchell and Noel Redding burnt through an electrifying set of ‘Fire’, Hendrix distracted the crowd while Chandler doused his white Fender Stratocaster with butane. Shortly thereafter, Hendrix knelt beside the sodden axe and performed his timeless act. The stunt wasn’t without consequences, however. Hendrix burnt his hands, as well as burning the emcee who went to extinguish the fire.

More than that, however, the most defining consequence was that rock ‘n’ roll had witnessed an apex of rock perfection, a stunt that was truly hard to outdo at that point.

Perhaps it was because of impassioned acts like this that incentivised the best musicians of the time to create their masterpieces. Jefferson Airplane had released their sophomore Alice-in-wonderland esque masterpiece, Surrealistic Pillow; Jim Morrison and The Doors changed the musical landscape by allowing people the means to expand their minds; The Beatles and The Rolling Stones were going at it head to head to see who could create the worlds greatest ‘summer of love’ paragon. 

Ultimately, it was unanimously decided that The Beatles won that title, with their defining record, Sgt. Pepper’s Lonely Hearts Club Band, beating out Pink Floyd’s kaleidoscopic debut, and Love’s dystopic yet liberating message of Earth’s imminent demise in two years; an album whose title defies the boundaries of time and space, called Forever Changes.

It was no easy task creating this definitive list of the six best albums released in 1967, and by no means will everyone agree with it, simply because there are too many great albums from this year. Nevertheless, below you’ll find the list.  TO SEE THE TOP 6 ALBUMS FOR 1967, CLICK HERE...

Day 3 at Destin

Yesterday was incredibly overcast and rather chilly on the Gulf Coast at the panhandle of Florida...and once again I am up at 7:00 am and after drinking a couple of YETI cups of coffee with Cappuccino Mix, I prepare 2 eggs with green onions, green peppers, turkey sausage, and mini tomatoes while watching FOX News on the local cable that is provided free-of-charge with the rental agreement.  And, once again I am inundated with the stupidity of the Democratic Party as I listen to unbiased news...  because I took the time to also compare my intake of news with CNN and CBS and have once again seen with my own two eyes and heard with my own two ears, a biased version of the news with much of the news omitted from broadcast...

And that censorship pisses me off, especially since I am a LIBERAL who thrives on TRUTH regardless of whether or not I like it or approve of the TRUTH...  as heard and understood.

I am fundamentally IN FAVOR OF providing goods and services to the poor and disadvantaged...  but, I am also fundamentally OPPOSED to going into debt in order to do this which includes TAXING THE WEALTHY to pay for this.  The wealthy should not be penalized financially simply because they are wealthy and lived their lives with the intent of becoming wealthy unlike those who lived their lives in order to avoid becoming wealthy.

If the wealthy want to share their wealth well that is altogether different.

We have a crisis with:

• Illegal Immigration
• National Debt Increase
• Citizens using illegal drugs
• A struggling economy
• A divided country
• Piss Poor Education K-12
• China's building military
• China's building economy
• China/Russia/North Korea Alliance
• China/Russia/Iran Alliance

Not Our Fault

There is a crisis at our Southern Borders with the influx of Immigration from Mexico, Central and South America, many of whom cross over into the United States illegally and President Biden says that it is not my fault...  even though it is on his watch that it is happening...  and, even though he has reversed all the restrictions that the previous administration had imposed...  yet, it is not his fault...

I don't mean to be rude, but that is a careless, reckless, and a totally irresponsible and illogical statement to make...

How many days, months, years will it take for the present administration to STOP BLAMING THE PREVIOUS ADMINISTRATION?

AND...  how long will it take for mainstream media to come to their senses and realize how stupid these comments really are because it does not reflect the reality of the situation...

The irresponsible mainstream media believes beyond a shadow of a legal and reportable doubt that:::>

• Liberals good
• Conservatives bad
• Democrats good
• Republicans bad

💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛💛

The Liberals, Democrats, and Progressive Democrats basically believe that a large Federal Government is good while a small Federal Government is bad...  and that everything that society needs should be paid for by the wealthy regardless of whether or not the wealthy approve of that logic.

First...  let me state that government bureaucracy is more incompetent than it is competent.  Government workers are not effective or efficient in their output because being fired or reprimanded is never going to happen so why should they work hard?

Second...  the wealthy for the most part is not stupid or ignorant and knowing that they are going to be heavily taxed by the Democrats, understand that they MUST HIDE THEIR MONEY in tax shelters to substantially reduce their tax burden.

Third...  the rest of the world does not give a shit about our internal problems other than the fact that it is easier to take over and/or surpass a divided country than it is a united country.

Fourth.... having a little debt is necessary and offers a certain degree of financial leverage but having a lot of debt is financially irresponsible and will eventually bite those in debt in the ASS and that bite is like a snapping turtle...  it ain't about to loosen its grip.

Optical Illusions

 
Michael Bach explains...

They also teach us about our visual perception, and its limitations. My selection emphazises beauty and interactive experiments; I also attempt explanations of the underlying visual mechanisms where possible.

»Optical illusion« sounds derogative, as if exposing a malfunction of the visual system. Rather, I view these phenomena as highlighting particular good adaptations of our visual system to its experience with standard viewing situations. These experiences are based on normal visual conditions, and thus under unusual contexts can lead to inappropriate interpretations of a visual scene (=“Bayesian interpretation of perception”).

If you are not a vision scientist, you might find my explanations too highbrow. That is not on purpose, but vision research simply is not trivial, like any science. So, if an explanation seems gibberish, simply enjoy the phenomenon...  TO SEE THE VARIOUS EXAMPLES, CLICK HERE...

Komic Korner Kartoons

 

Preparing to Retire

East coasters are best positioned to retire with flush nest eggs than Americans in other parts of the country, according to new data.

Connecticut residents have the highest retirement savings account balances out of the entire country with an average of $523,568 saved per household, according to data from Personal Capital, an online financial advisor and personal wealth management company. The analysis is based on balances of IRAs, Roth IRAs, 401(k)s, and 403(b)s of 2.8 million anonymous users across the country.

Other New England and Mid-Atlantic states follow Connecticut, such as New Hampshire (No. 2) with an average of $494,562 saved, New Jersey (No. 3) with an average of $489,664, and Virginia (No. 5) with $468,579 saved. The geographic outlier is Alaska (No. 4) with an average balance of $489,070.  READ MORE