Thursday, November 14

A Rat's Rear End


Personally, I don't give a rat's ass who won the election because my life as a retiree will continue the same way I have lived since 2015...


  • My wife and I are not in debt and have been debt free for about 20 years.
  • We buy what we NEED not what we WANT and we make sure that our money is being wisely spent.
  • We have a simple lifestyle has not and will not change due to an election.
  • We have money saved that will supplement our social security income and pay our bills until we are both 95 years of age - if we live that long.
  • We live in east TN where is crime and violence are minimal and very few illegal immigrants want to come here because of our handgun carry permits.
  • The cost of living in east TN is substantially less than many other parts of the country including three hours away in Nashville, Chattanooga, and Atlanta.

Many young people in east TN are able to buy houses even though salaries and wages are lower than most of the other states.  A $150,000 home here would be almost twice as much or more in other places.

I have lived in east TN since 1990 - 34 years - and my salary has never been over $50,000 a year.  With that salary, I have purchased homes, vehicles, clothes, meals at restaurants, vacations, etc.  and have never NOT BEEN ABLE TO BUY WHAT I NEEDED due to my annual income.

HOWEVER. I save money because:
  • I never had any college debt
  • I don't smoke cigarettes
  • I don't drink alcohol
  • I don't participate in illegal drugs

I had one daughter from a previous marriage and as soon as she was born, I set up a trust fund for her college.  I put money into that trust fund until she graduated from college.  The trust fund paid for four years of college plus gave her $10,000 when she graduated.

ABOVE ALL ELSE I CONSIDER MYSELF TO BE LOWER MIDDLE CLASS...

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