Another day... another dollar... as my dad used to say... and, when I heard that and obviously remembered it, I did not understand his sarcasm but I do now. Pay raises are a necessary evil in that when one receives more money, one has to pay more taxes, and what I always experienced was that my insurance costs also went up, leaving me receiving not much of a gain.
The only way to BEAT THE SYSTEM is to receive SUBSTANTIAL pay increases of $10,000/year or more and the best way (I found) to achieve that growth in pay was/is to leave the State and move to another State. Not necessarily UP NORTH (if you are in the South) because with that increase comes a higher COST OF LIVING situation... which negates the increase. But, move laterally...
I moved from NC to TN in order to receive my SALARY INCREASE and actually moved from a higher cost of living to a lower cost of living without realizing it until after the move... plus TN has no STATE INCOME TAX effectively boosting one's salary by 7%...
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