Our Financial Security

 Our financial security is predicated upon several factors of which is most important is not that easy to determine.

We are:

• debt free
• spend wisely
• look for savings
• don't need much
• don't by wants
• simple lifestyle
• save where possible

I mention "we" because it takes both partners in a marriage or any kind of living arrangement for that matter, to make this happen.

1. We have been debt free for over twenty years.
2. We buy year old cars that have been leased
3. We buy only what we need hardly ever what we want
4. We save all the time and invest not in the stock market
5. We only eat out once a week
6. We maintain cars properly so they will last
7. We vacation on the off season as it is cheaper
8. Birthday and Christmas presents are what the house needs
9. We buy only those clothes we need
10. We don't smoke or drink alcohol
11. We drink water in restaurants
12. We buy in bulk when we can
13. We maintain 70 degrees in summer and 78 degrees in winter inside the house
14. We buy homes with no extra space other than for two
15. We are constantly looking/shopping for deals on what we need
16. We maintain a healthy lifestyle to minimize doctor visits and out of pocket costs for medicine

MOST IMPORTANTLY, we don't think that we are missing out on anything or short-changing our enjoyment or pursuit of happiness.

The only expenditure that might be frivolous is our desire to have three cats and make sure they are healthy and see the vet regularly.