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At 76 years of age, I have put myself into a position where I can do this without thinking about where my next dollar is going to come from. For 46 years I worked (1968-2014) in a variety of jobs and by doing so, earned the right to receive Social Security. Of course, I paid into the system as did my employers.
I also managed to save a fair amount of money so that I could withdraw $2,000/month to supplement my social security income, thereby living very similarly to the way I was living when working.
My wife and I did not spend our money foolishly on things we did not need but on things we needed in order for us to be comfortable. That still enabled us to live a very exciting and enjoyable life participating in Caribbean Cruises, Flights to Europe and across the USA, along with visits to Hawaii and Alaska, as well as Myrtle Beach, SC.
We cannot spend a summer without going at least once to Myrtle Beach. We stay in a condo facing the ocean, eat out every night and including the cost of driving there and back, spend less than $2,000 for 7 nights.
But today, as I sit here on this couch thinking of what I want to write, I look around my environment and am very pleased with what I see.
- We own our $400,000 home
- We have no debt of any kind
- We have no unnecessary space
- I maintain the yard in under an hour
- We are strategically located to
- the interstate
- a skilled hospital
- a gasoline station
- a grocery store
- restaurants
- shopping
- entertainment
While our age is an issue and our health is not the best, we will still live another decade and a half, maybe more. Retired for 25 years or more with money to cover it all...
That gives us peace of mind and happiness and gratitude for a life well lived, but not totally void of mistakes...
However, when we look back upon what we have done, neither one of us would change anything that we have done...
And that's a BIG DEAL...
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