Showing posts with label 1960's. Show all posts
Showing posts with label 1960's. Show all posts

Saturday, December 19

Retirement and Beyond

When will you retire...  if ever?

My father retired at age 62 with a pension from the Federal Government (that now is no longer) and a pension from the US Military with the pay of Naval Caption just under an Admiral...  not bad for being in the Reserves for 26 years.  His retirement was more than I ever made annually...  

I retired at age 67 with about $500,000 in the bank...  no pension from any company...  only Social Security...  however, my wife and I combined our Social Security which helped a lot and we had eliminated our debt over a decade ago...  However, we had a small investment that paid us about $1,000 each month +/- so we never had to pull any money out of our savings...  plus I taught about 6 night classes for a local university...

The odds are that if you can retire at all, it will be at the age of 70...  and, no doubt 75 for your children and their children as retirement age creeps up to 80.

Social Security will be gradually reduced over the years but it will still be available possible in the neighborhood of 50-75% of what it is today.  The average social security check is about $1,500.

Advances in medical technology will enable people to live longer and longer so one will either need to keep working or make sure that they have enough in savings or income coming to them from other sources.

It would not surprise me at all that by the year 2050, our life span will increase from right around 80 to right around 100... and, by the year 3000, it will be 120 to 150...

However, by the year 3000, there is also a good possibility that we will not longer be living on this planet we call earth...  which is difficult for some of us who care to comprehend.

  • How much money will you need in retirement?
  • Will you be debt free?
  • How much money will you have saved or invested?
  • How many jobs will you have had?
  • How many homes and vehicles?
  • How is your health...  do you eat healthy and exercise?
  • How do you manage stress outside of drinking alcohol?
  • How will you compensate for inflation?
  • How long will it take for prices to double?
Back in the 1960's, I paid $.18/gallon for gasoline and cigarettes were $.25/pack and a hamburger was $.15 and wages were $.75/hour...  that was over 50 years ago...  and, you know what the prices of things are today...  can you imagine what they will be like in 50 years from today?  I was 23 years of age 50 years ago...



Monday, November 23

Songwriter As Poet

Bob Dylan is one of the most influential singer-songwriters of the 20th century, known for songs that chronicle social and political issues.

Who Is Bob Dylan?
Folk-rock singer-songwriter Bob Dylan signed his first recording contract in 1961, and he emerged as one of the most original and influential voices in American popular music. Dylan has continued to tour and release new studio albums, including Together Through Life (2009), Tempest (2012), Shadows in the Night (2015) and Fallen Angels (2016). The legendary singer-songwriter has received Grammy, Academy and Golden Globe awards, as well as the Presidential Medal of Freedom and the Nobel Prize for Literature.

I have always been a fan of Bob Dylan although in the beginning of his rise to fame, when one spoke of Dylan, the listener always thought I was talking about Dylan Thomas (Dylan Marlais Thomas (27 October 1914 – 9 November 1953) was a Welsh poet and writer whose works include the poem "Do not go gentle into that good night"). And, while Bob Dylan was a songwriter/singer of the 1960's he was also, in my opinion a POET...

LIKE A ROLLING STONE
Once upon a time you dressed so fine
Threw the bums a dime in your prime, didn't you?
People call say 'beware doll, you're bound to fall'
You thought they were all kidding you
You used to laugh about
Everybody that was hanging out
Now you don't talk so loud
Now you don't seem so proud
About having to be scrounging your next meal
How does it feel, how does it feel?
To be without a home
Like a complete unknown, like a rolling stone
Ahh you've gone to the finest schools, alright Miss Lonely
But you know you only used to get juiced in it
Nobody's ever taught you how to live out on the street
And now you're gonna have to get used to it
You say you never compromise
With the mystery tramp, but now you realize
He's not selling any alibis
As you stare into the vacuum of his eyes
And say do you want to make a deal?
How does it feel, how does it feel?
To be on your own, with no direction home
A complete unknown, like a rolling stone
Ah you never turned around to see the frowns
On the jugglers and the clowns when they all did tricks for you
You never understood that it ain't no good
You shouldn't let other people get your kicks for you
You used to ride on a chrome horse with your diplomat
Who carried on his shoulder a Siamese cat
Ain't it hard when you discovered that
He really wasn't where it's at
After he took from you everything he could steal
How does it feel, how does it feel?
To have on your own, with no direction home
Like a complete unknown, like a rolling stone
Ahh princess on a steeple and all the pretty people
They're all drinking, thinking that they've got it made
Exchanging all precious gifts
But you better take your diamond ring, you better pawn it babe
You used to be so amused
At Napoleon in rags and the language that he used
Go to him he calls you, you can't refuse
When you ain't got nothing, you got nothing to lose
You're invisible now, you've got no secrets to conceal
How does it feel, ah how does it feel?
To be on your own, with no direction home
Like a complete unknown, like a rolling stone
  

TANGLED UP IN BLUE
Early one mornin' the sun was shinin'
I was layin' in bed
Wondrin' if she'd changed at all
If her hair was still red
Her folks they said our lives together
Sure was gonna be rough
They never did like
Mama's homemade dress
Papa's bank book wasn't big enough
And I was standin' on the side of the road
Rain fallin' on my shoes
Heading out for the east coast
Lord knows I've paid some dues
Gettin' through
Tangled up in blue
She was married when we first met
Soon to be divorced
I helped her out of a jam I guess
But I used a little too much force
We drove that car as far as we could
Abandoned it out west
Split up on a dark sad night
Both agreeing it was best
She turned around to look at me
As I was walkin' away
I heard her say over my shoulder
We'll meet again some day
On the avenue
Tangled up in blue
I had a job in the great north woods
Working as a cook for a spell
But I never did like it all that much
And one day the axe just fell
So I drifted down to New Orleans
Where I was looking for to be employed
Workin' for a while on a fishin' boat
Right outside of Delacroix
But all the while I was alone
The past was close behind
I seen a lot of women
But she never escaped my mind
And I just grew
Tangled up in blue
She was workin' in a topless place
And I stopped in for a beer
I just kept lookin' at the side of her face
In the spotlight so clear
And later on as the crowd thinned out
I's just about to do the same
She was standing there in back of my chair
Said to me, Don't I know your name?
I muttered somethin' under my breath
She studied the lines on my face
I must admit I felt a little uneasy
When she bent down to tie the laces
Of my shoe
Tangled up in blue
She lit a burner on the stove
And offered me a pipe
I thought you'd never say hello, she said
You look like the silent type
Then she opened up a book of poems
And handed it to me
Written by an Italian poet
From the thirteenth century
And everyone of them words rang true
And glowed like burnin' coal
Pourin' off of every page
Like it was written in my soul
From me to you
Tangled up in blue
I lived with them on Montague Street
In a basement down the stairs
There was music in the cafés at night
And revolution in the air
Then he started into dealing with slaves
And something inside of him died
She had to sell everything she owned
And froze up inside
And when finally the bottom fell out
I became withdrawn
The only thing I knew how to do
Was to keep on keepin' on
Like a bird that flew
Tangled up in blue
So now I'm goin' back again
I got to get to her somehow
All the people we used to know
They're an illusion to me now
Some are mathematicians
Some are carpenters' wives
Don't know how it all got started
I don't know what they're doin' with their lives
But me, I'm still on the road
Headin' for another joint
We always did feel the same
We just saw it from a different point of view
Tangled up in blue